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Lowest rates on the market

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Option 1 - Best interest only rates

Option 2 - Lowest fixed rates

Option 3 - No Life Assurance required, up to 80 years old

Option 4 - Lowest capped rates for a repayment loan, up to 40 years


Option 1 – Lowest Interest-only rates.

Three interest-only options:

1.1 - 80% of purchase price interest only for 10 years, then repayment over 15 years.

  • 3.0% first three months, then 3m euribor + 1.8%, giving 3.0% variable at current rates.
  • Capped at 1.5 times interest rate during the repayment period
  • Very difficult acceptance criteria

1.2 - 80% purchase price,  interest only for 10 years, then repayment over 15 years.

  • 3.75% first three months, then 1 month Euribor + 2.10% giving 3.1% variable.
  • No early repayment penalty during the interest only period.

1.3 - 80% purchase price, interest only for 10 years, then repayment over 15 years.

  • 3.75% first three months, then 3 month Euribor + 2.0% giving 3.2% variable.
  • No repayment penalty after interest only period finishes.

>>>APPLY

Option 2 - Lowest fixed rates.

  • Up to 80% of price including agent (90% for leasebacks).
  • Fixed rate 10 years at 4.2% or 15 years at 4.61% or 25 years at 4.96%
  • Early repayment penalty, 6 months interest

>>>APPLY

Option 3 - No Life Assurance, up to 80 years old.

  • Up to 60% of the purchase price including agent.
  • 4.85% for first five years then 1.5% above 5 year swap rate (=4.21% at current rates).
  • No early repayment penalty for a three month window each 5 years.

>>>APPLY

Option 4 - For repayment loan, lowest capped rates, up to 40 years.

  • 80% of price including agent. 3.0% for the first year, then a tracker at 1.7% above 12 months Euribor, but capped at 1.5% times the French inflation rate.
  • Early repayment costs 6 months interest
  • Very strict acceptance criteria.

>>>APPLY



*Euribor = Euro Interbank Offered Rate (this is the "base rate" for the Euro); the rate at which euro interbank term deposits within the euro zone are offered by one prime bank to another prime bank.

NOTE: Your home is at risk if you do not keep up the repayment on a mortgage loan or other loan secured on it. The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.

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