Lowest rates on the market
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Option 1 – Best interest only rates
Option 2 - Lowest fixed rates
Option 3 – No Life Assurance required, up to 80 years old
Option 4 – Lowest capped rates
for a repayment loan, up to 40 years
Option 1 – Lowest Interest-only rates.
Three interest-only options:
1.1 - 80% of purchase
price interest only for 10 years, then repayment over 15 years.
- 3.4% first three months, then 3m euribir + 1.4%, giving 3.1%
variable.
- Capped at 1.5 times interest rate during the repayment period.
1.2 - 80% purchase
price, interest only for 10 years, then repayment over 15 years.
- 4.65% first three months, then 1 month Euribor + 2.10% giving 3.5%
variable.
- No early repayment penalty during the interest only period..
1.3 - 80% purchase price,
interest only for 10 years, then repayment over 15 years.
- 4.5% first three months, then 3 month Euribor + 2.0% giving 3.72%
variable.
- No repayment penalty after 5 years.
>>>APPLY
Option 2 – Lowest fixed rates.
- Up to 90% of price including agent. Must deposit on year's debt
service payments with lender.
- Fixed rate 10 years at 4.69% or 15 years at 4.89% or 25 years at
5.33%
- No set up fee
- Early repayment penalty, 6 months interest
>>>APPLY
Option 3 – No Life Assurance, up to 80 years old.
- Up to 60% of the purchase price including agent.
- 4.85% for first five years then 1.5% above 5 year swap rate (=4.21%
at current rates).
- No early repayment penalty for a three month window each 5 years.
>>>APPLY
Option 4 – For repayment loan, lowest capped rates, up to
40 years.
- 80% of price including agent. 2.7% for the first year, then a tracker at 1.4% above 12 months Euribor, but capped at
1.5% times the French inflation rate.
- Early repayment costs 6 months interest.
>>>APPLY
*Euribor = Euro Interbank Offered Rate (this is the "base rate" for the Euro); the rate at which euro interbank term deposits within the euro zone are offered by one prime bank to another prime bank.
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NOTE: Your home is at risk if you do not keep up the repayment on a mortgage loan or other loan secured on it. The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.
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