Lowest rates on the market

Option 1 - Best variable rates

Option 2 - Lowest fixed rates

or Option 2A - Lowest fixed rates for part of loan

Option 3 - Lowest capped rates for a repayment loan, up to 25 years

Option 4 - Best interest only rates

Option 1 – Best variable rates - up to 80% LTV.

• 3.25% first three months, then variable at 3m euribor + 1.7%, for a 20 year loan.
• Set up fee 1%
• No early repayment penalty - add 1% to interest rate
• Life cover needed, cost of standard rate 0.34% p.a.

>>>APPLY

Option 2 - Lowest fixed rates for whole life of loan.

• Up to 80% of price including agent.
• Fixed rate 15 years at 4.45% or 20 years at 4.65% or 25 years at 4.75%.
• Early repayment penalty, 6 months interest; no penalty after 5 years.
   
  OR, Option 2A - Lowest Fixed Rates for part of loan
   
• Fixed 5 years at 3.7% then variable thereafter with a margin of only 1.7%
• Fixed 7 years at 4.0% then variable thereafter  with a margin of only 1.7%
   
  - all up to 80% LTV

>>>APPLY

Option 3 - For repayment loan, lowest capped rates, up to 25 years.

• 80% of price including agent. 4.2% for 3 months, then a tracker but capped at 5.2% throughout the life of the loan.
• No early repayment penalty.
• Set up fee 1%. Compulsory life cover.

>>>APPLY

Option 4 – Best Interest-only rates - 75% of purchase price interest only for 7 years (includes agents' and excludes notaires' fees).

• 4.4% first three months, then 3m euribor + 3.2%, giving 4.75% variable at current rates.
  OR
  5.0% fixed for 3 years, then variable at 3M Euribor + 3.45%.
• No early repayment penalty.
• Life cover required.
• Must have 150% of loan amount in personal net assets, including main home, minimum €200K.
• Must have 100% of loan amount in net personal assets, excluding home, minimum €200K.
   
  N.B. - all of the above options can also be used for buy-to-let purchases.

>>>APPLY

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*Euribor = Euro Interbank Offered Rate (this is the "base rate" for the Euro); the rate at which euro interbank term deposits within the euro zone are offered by one prime bank to another prime bank.

NOTE: Your home is at risk if you do not keep up the repayment on a mortgage loan or other loan secured on it. The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.

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