Lowest possible deposit 100% mortgages
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Option 1 100% of price of a new or existing property anywhere in France (repayment only)
Option 2 100% for main residence in central and western France (repayment only)
Option 1 100% of price of a new or existing property anywhere in France (repayment only)
- 100% of price excluding notary fees and agents' fees
- Fixed rate for 2 years at 4.65% then variable at 3.75% thereafter,
capped at 5.65% throughout 25 years
- OR, fixed rate for 25 years 5.75% with early repayment penalty of 3% suspended after
five years
- No early repayment penalty whatsoever.
NB: Restricted to homeowners with minimum income £50K (sole) or £80K (joint), with 30% of project cost available in savings. Minimum loan €200K.
>>>APPLY
Option 2 100% for main residence in central and western France (repayment only)
- Up to 100% of the purchase price to include agents fee plus renovations if required.
- Available for a main residence in the Limousin and also for those who buy an investment property in the area whose main address is in France.
- Interest is charged at 4.55% variable or 5.4% fixed for twenty years.
- Early repayment penalty is 3% of amount paid off early.
>>>APPLY
*Euribor = Euro Interbank Offered Rate (this is the "base rate"
for the Euro); the rate at which
euro interbank term deposits within the euro zone are offered by one prime
bank to another prime bank.
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NOTE: Your home is at risk if you do not keep up the repayment on a mortgage loan or other loan secured on it. The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.
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